Archive for August 21st, 2011

Der Moody Report – Der “Luft” Wirtschaft Albaniens, ist entgültig das Geld ausgegangen

Sunday, August 21st, 2011

 Das niemand Geld hat, mit Ausnahme krimineller Zirkel und Clans, welche oft nur Geldwäsche betreiben rund um den Beton Tourismus, welche das Land zerstört hat, ist jedem vor Ort seit Jahren bekannt. Noch deutlicher wurde es, wenn man die vielen geschlossenen Geschäfte sah, und man auf vielen Kilometer die Läden, Bau Geschäfte, Zubehör Geschäfte sah im Raum Durres – Tirana, ohne Kunden. Deutlich wird das auch, das so wenig Treibstoff importiert wurde, wie seit Jahren nicht mehr. Als reine Betrugs Tankstellen konzeptiert, werden trotzdem als Geldwäsche Anlage, immer noch fast alle 300 Meter eine Tankstelle errichtet – ohne Kunden natürlich.

Moody Weltkarte, über das Rating!

Die komplette Wirtschaft Albaniens, basiert auf Geldwäsche aus Drogen- Waffen- Menschenhandel. Wichtiges Produktions Mittel, sind neben Cannabis Sativa, die anderen Produkte der Drogen Küchen.  Ansonsten lebt man vom Diebstahl, der Ausländischen Aufbaugelder und Unterschlagung der Gelder für Infrastruktur Projekte, was zum System gehört. siehe EU Bericht aus 2002, Ilir Meta Regierung das 50% des BIP, reine Geldwäsche ist. Inzwischen ist es im Afghanischen Niveau von 75%! 50% des BIP in Albania is money laundering!

Diese Geldwäsche hat natürlich auch Vorteile, für ausländische Unternehmen und kriminelle Politiker, welche so ihre Kassen füllen können.

Excise imports, lowest in five years
20/08/2011 09:35

In the first semester of this year, the quantity of excise goods that have passed the Albanian Customs marked the lowest level in the last five years. The news comes from the statistics of Customs General Headquarters.

For the period January-June, the quantity of imported petroleum was 171.000 tons, from 220.000 tons that passed the customs in the first semester of 2010. The import of petroleum has never been so low, since 2006.

The same happened with cigarettes. In the first semester, according to “Shqip”, 1294 tons of cigarettes entered the country, with a decrease of 36%, compared to one year ago, when there were imported 1764 tons. The decrease of cigarette imports is affected by the new excise, which was enacted on January 24th of this year. The government increased the excise from 50 to 70 ALL per a packet of 20 cigarettes, but the news for the increase was announced on June 2010, and this convinced the merchants to create larger stocks with the old excise. This move made the consumers to pay the new price increase to the sellers, not the state budget.

Beer imports were also lower. Customs registered 13.6 million of litres from January to June 2011, from 15.2 million that were imported during the same period of 2010.

Eine Luft Wirtschaft ist Albanien, wo sogar die elektronische Steuer Erfassung gescheitert ist. Die schalten max. mal am Tag, einige Stunden die Geräte ein, ansonsten kann man immer sagen: Strom Ausfall!

Albanien ist im Moment ein Null Staat, wo weder Justiz, Polizei, Bau POlizei, oder auch nur minimale Gesetze in Kraft sind. Reiner Wildwest, wo man sich Grundstücks Grenzen ausschiesst und möglichst Alles zubetoniert, um Eigentums Ansprüche, eventuell später zu legalisieren. Fast alle Gestalten, inklusive der Lokalen Verwaltungen, angeblicher Rechts Experten, haben ihre juristischen Diplome erkauft und haben keine Praxis.

Moody’s issues annual credit analysis on Albania

19/08/2011 11:26 (23:13 minutes ago)

The FINANCIAL — London, 19 August 2011 — The government of Albania’s B1 rating and stable outlook are based on low economic, institutional and government financial strength and medium susceptibility to event risk, despite the significant progress made since the late 1990s, says Moody’s Investors Services in its new annual credit analysis on Albania.

Moody’s currently deems Albania’s economic strength as low, mainly on account of the small size of the economy and low GDP per capita. Although growth potential is good, it is dependent on the government enacting its reform programme. The economy grew 3.5-4% in 2009-10, but recorded growth of over 6% from 2001-10, one of the strongest performances in Europe.

Moody’s notes that economic activity proved relatively resilient during the global financial crisis and that the economy is currently rebalancing. However, Albania faces the challenge of returning to pre-crisis growth rates. Albania is now a middle-income country and as such faces a squeeze both from higher-income, higher-productivity countries and from those with lower cost bases. In such circumstances, structural reforms become even more essential to ensure continued economic convergence.

Moody’s also rates Albania’s institutional strength as low, reflecting to a large extent its relatively low scores on the World Bank ‘s governance indicators for government effectiveness and the rule of law. As the World Bank has pointed out, the former is below what would be expected for a country of Albania’s income level. Stronger institutional capacity would also be supportive of foreign direct investment, which would in turn be supportive of economic growth and hence of the sovereign rating. However, continuing tensions between the main political parties could hamper Albania’s attempts to be accepted as a candidate for membership of the EU. As a candidate, Albania could expect extensive assistance from the EU in its efforts to strengthen its institutions.

Government debt as a share of GDP is high for a country of Albania’s level of development and any reduction is likely to be limited in the near term. The government is aiming to limit the budget deficit to 3.5% of GDP and 3% in 2012-14. As a result of optimistic growth assumptions in the original budget, the government recently introduced remedial measures to ensure it reaches this year’s target.

Event risks are largely driven by economic as well as political factors.

The former reflect the narrow economic base and extensive euroisation.

The economic base is showing some signs of broadening, mainly in the energy sector, but the still elevated current account deficit poses potential risks to the currency, which are a particular concern in view of extensive euroisation. Financial risks, by contrast, are less pressing given the banking sector is relatively well capitalised and not facing any particular stresses at present.

Related Stories

Moody’s issues annual credit analysis on Albania

Debts that threaten economy
08/10/2011 20:10

Debts that threaten economy

The former Minister of Finances, Anastas Angjeli, declared that the IMF debt warnings are an alarm bell for Albania, which now must face the payment of the debts taken during the transition.

“The next years will have a very high cost, due to the collection of the debt interest and the principal that we should pay. This would cause the removal of many indispensable budget funds that would oblige the administration to make serious cuts even with the wages”, Malaj says.

Mr. Angjeli thinks that the Albanian economy has entered a dangerous phase, due to a vicious circle of debts that do not include only the government’s obligations.

IMF warns government
The International Monetary Fund warned the Albanian government to change the financial policies, for not risking the country’s stability and economic development. 
Alles Betrug, auch die Ratings. Amerikanische Experten, waren für das Pyramid System in Albanien verantwortlich, weil man so besser Profite machen konnte, wenn Anarchie herrscht. siehe Betrugs Immobilien, auch mit gefälschten Urkunden, US Immobilien Betrugs Firmen, wie Colliers auch in Albanien dabei (Bucht Generale usw.) siehe

FBI nimmt einen US-Albanischen Investor fest und Albanisch Geschäftsleute, betrieben ein Heroin Labore 

Ratings auf Bestellung: Insider von Moody packt aus

Dokument im PDF-Format:

My name is William J. Harrington. I was employed by Moody’s Investors Services (“Moody’s) as an analyst in the Derivatives Group from June 1999 until my resignation in July 2010.

In 2006, I was promoted to Senior Vice President, the highest title that one could attain while performing purely analytical tasks. I am extremely proud of my work at Moody’s, which I memorialized in detailed committee memos, in Moody’s methodologies and in other Moody’s publications.

Die Pleite mit der elektronischen Steuer Registrierung in Albanien. Viel zu teuer für Kleinst Betriebe, werden die Maschinen kaum genutzt. Viele ehrliche Bürger, gaben deswegen ihre Klein Geschäfte auf. Andere gehen nur ein paar Stunden online pro Tag.
19 Aug 2011 / 12:23
Albania’s Grey Economy Sidesteps VAT Crackdown

The compulsory introduction of cash registers, at a cost of tens of millions of euro to state coffers, has failed to increase Albania’s tax revenue and reduce its sizable informal economy.
Besar Likmeta
Cash receipt | Photo by : Besar Likmeta

Data from the Ministry of Finance shows that revenue from Value Added Tax, VAT, in the first seven months of 2011 was 0.6 per cent lower than in the same period of last year.

Despite sluggish demand by consumers in the first two quarters of the current fiscal year, tax authorities had estimated that the introduction of cash machines would have a strong impact on tax revenue.

Albania’s Finance Ministry and the IMF have both estimated that the informal economy could be worth as much as 40 per cent more than its official counterpart.

Experts point out that although most businesses have installed the new machines, few use them regularly, with the rest often typing only a few receipts every day.

The process of installing the new cash registers started early in 2009, was extended several times until the end of 2010 due to problems with the cash machines sold by licensed distributors and protests by small business owners over the cost of the equipment, which ranged between 460 euro and 600 euro.

Local traders in Tirana protested for three days in September 2010, forcing the government to offer tax refunds for the equipment.


Haupt Tätigkeit der Mafia Regierung des Salih Berisha: Die Fonds der Regierung stehlen, was alle Regierungen ab Oktober 1999 machten.

Das Finanzministerium wird für 2010, 1,5 Millionen € für einen Touristischen Investment Found zur Verfügung stellen, wo Firmen und Familien für ihre legalen Projekte einen günstigen Kredit erhalten können. Es uralter Vorschlag von uns, denn auch die Türkei, Jugoslawien und Griechenland entwickelte so seine Tourismus Industrie.

Fehl Entwicklungen oft mit hohen Millionen Summen, waren vor allem große Projekte, welche alle scheiterten und im Hintergrund Mafiöse Reeder und Baufirmen der Politik hatten.

Tourist revenues for the first seven months totalled 212m euros. In 2008, Albania’s tourism and travel industry earned 358m euros, accounting for 4.1% of GDP.

Later in August, the finance ministry said it would set aside 1.5m euros in next year’s budget for a special project to encourage the further development of tourism in the country’s south. The funds would be earmarked for soft loans to families and companies interested in investing in the tourist sector.


Reiner Betrug, weil Gangster das Ministerium schon in 2001 übernommen haben.

siehe Klodian Pajuni, General Direktor, ein Gangster pure

Viele sogenannte Geschäftsleute, oder Politiker laufen nur noch mit Leibwächtern herum. Der Gangsterboss der Skrapari Bande, Ilir Meta, braucht Polizei Schutz, auch in seiner Sommer Luxus Villa.

Details über die Kredit Ausfälle nach Branchen, wobei die Detail Tabelle schon über ein Jahr veraltet ist. Lt. Bank of Albania, liegen die Kredit Ausfälle inzwischen bei 16,6 %! Besonders Kredite rund um den Öffentlichen Dienst, an Behörden, sind hochgradig problematisch, was vor 10 Jahren aber schon bekannt war. Man wechselt ständig die Adminstrativen aus, und die Neuen sind Voll Idioten, die Nichts wissen, aber gekaufte und gefälschte Diplome und Schulzeugnisse haben.

Der gesamte Bau Bereich, liegt schon bei über 20% fauler Kredite, ebenso Lokale, Hotels in dem Drecks Tourismus, der sich selber zerstört hat, durch Dumm Kriminelle Regierungs Beamte mit Null Hirn und Kompetenz. Grund- und Wohnungswesen der Albaner Dumm Mafia. über 30% Ausfälle der Kredite.

Kredite e Keqija : Ja sektoret me problematike
Nga Korresp. 4 minuta me pare
Madhesia e germes: Decrease font Enlarge font
Kredite e Keqija : Ja sektoret me problematike

Rregullsia me të cilën një biznes kthen kredinë e marrë në bankë ka të bëjë shumë dhe me sektorin në të cilin ky i fundit klasifikohet.Banka e Shqipërisë, në raportin e saj të vitit të kaluar, ka bërë një ndarje të kredive të këqija për çdo sektor, duke e krahasuar këtë me totalin që ky sektor ka përfituar, si dhe me peshën që ka kredia me probleme në totalin e kredisë së dhënë për të gjithë sektorët. Sipas Bankës së Shqipërisë, deri në fund të vitit 2010, nga totali i kredive të marra, sektori i ndërtimit rezulton më problematiku. Niveli i kredive me probleme për këtë sektor është 19.8 për qind, ndërkohë që pesha që zë kreditimi i këtij sektori nga totali është 13.9 për qind. Lista e sektorëve problematikë pasohet nga “industria përpunuese” me rreth 15.2 për qind dhe “tregtia, riparimi i automjeteve dhe artikujve shtëpiakë” me rreth 13.8 për qind. Sektorët e tjerë që kanë një pjesë tjetër të kredive me probleme janë: peshkimi, ku nga totali i kredive të marra nga ky sektor rezulton që 18.9 për qind të jenë me probleme, por pesha që kjo kredi zë nga totali (69.9 për qind), është 0.2 për qind, pra pothuajse e papërfillshme në vlerë; hotelet dhe restorantet së bashku me telekomunikacionin, kanë gjithashtu nivele të larta të kredive me probleme brenda sektorit, por, nga totali i portofolit, pesha e tyre është e ulët. Përveç bizneseve, janë edhe individët ata që kreditohen. Rreth 11.8 për qind e qytetarëve që kanë marrë një kredi, nuk kanë mundësi që ta kthejnë atë. Në totalin e portofolit të kredisë, qytetarët kanë përfituar nga bankat 30.1 për qind të parave dhe nga këto, niveli i atyre që nuk e kthejnë dot kredinë sërish, mbetet më i moderuar.

19.8 per qind
të totalit të portofolit të kredive me probleme i përkasin sektorit të ndërtimit. Banka e Shqipërisë vlerëson se ky sektor mbetet më problematiku në kthimin e parave të marra nga bankat.

Rritja e kreditimit

Tregtia, ndërtimi dhe industria përpunuese gjatë 2010-s kanë pësuar rritjen më të lartë të kredisë në terma absolutë të llogaritur në miliarda lekë. Sipas Bankës së Shqipërisë, sektori i tregtisë ka përfituar një rritje 15.9 miliardë lekë, ndërtimi 6.5 miliardë lekë dhe industria përpunuese 4.9 miliardë lekë.

Tabela e kredive të këqija

Bizneset 15.1
Bujqësia, e silvikultura 23.4
Peshkimi 18.9
Industria nxjerrëse 13.7
Industria përpunuese 15.2
Energji, gaz dhe uji 7.8
Ndërtimi 19.8
Tregtia, riparimi i automjeteve
dhe artikujve shtëpiakë 13.8
Hotelet dhe restorantet 22.7
Transporti, magazinimi
dhe telekomunikacioni 23.0
Ndërmjetësim monetar 0.2
Pasuritë e patundshme 31.0
Administrimi publik 53.0
Arsimi 12.1
Shëndeti e vepr. Sociale 21.1
Shërbime kolek. e individ. 12.2
Të tjera 3.9
Individët 1.8
Totali 14.1 ——————> richtig aktuell: 16,6%

1. Haupt Erwerbszweig ist: Plünderungs Land Besetzung und Bebauung

2. Plünderung der Staatlichen Fonds

3. Verkauf von Grundstücken und Immobilien, mit gefälschten Dokumenten

4. Alles stehlen und verschieben, was ausl. Regierungen und NGO’s spenden

5. Betrug innerhalb der Familie und Ausländer, werden gezielt zu 100% betrogen

6. Mord innerhalb der Familien, wegen Betrug und Grundstücks Streitigkeiten, was man sich zusammen geraubt hat.


Wichtigste Produktiv Tätigkeit in Albanien: Handy Bomben bauen, Dokumente / Wählerlisten fälschen und Umwelt zerstören
Seit einigen Jahren, bomben die kriminellen Banden, ausgebildet vom Englischen Mi6, CIA, SAS recht munter weiter in Albanien. Terroristischen Handwerk, “Made in NATO Ausbildung!” vor allem ab 1994 und 1998-99, in den Nord Albanischen Terroristen Camps, wo vor allem im Auftrage des Mi6, SAS Ausbilder tätig waren und andere Dumm Dödels und Geschäftemacher der US Drogen Kartelle, rund um Frank Wisner und Josef Limprecht. Ausbilder: islamische Nah-Ost Terroristen und von Bin Laden.

Eine Bomben Bauer Werkstatt, wurde in Albanien ausgehoben, wo nur noch die präparierten Handy, von der Montenegro Mafia importiert waren. Montenegro, ist auch ein von kriminellen US-Deutschen Politiker aufgebauter reiner Mafia Staat, wo Nichts vorwärts geht, ausser der Geldwäsche, wie in Albanien. Jugendlische laufen mit Schall Dämpfer Pistolen herum, was der neueste Mode Sport ist, auf ihren Plünderung- und Mord Feldzügen. Polizei Funktion Null, denn die schaut nur noch zu und organisiert mit Verwandten den Bau von illegalen Lokalen auf besetzten Grundstücken, wie früher.